HDFC Banking and PSU Debt Fund - Growth Option

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NAV
₹ 22.6241 ₹ 0.02 (0.08 %)
as on 03-04-2025
Asset Size (AUM)
5,836.83 Cr
Launch Date
Mar 03, 2014
Investment Objective
The scheme seeks to generate regular income through investments in debt and money market instruments consisting predominantly of securities issued by entities such as Scheduled Commercial Banks and Public Sector undertakings.
Minimum Investment 100.0
Minimum Top-up 100.0
Investment Returns Since Launch in Mar 03, 2014
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7.68

%
3 M
6 M
1 Y
3 Y
10 Y
Inception
Sharp Ratio
-0.23 %
Expense Ratio
0.74%
Volatility
0.98 %
Fund House
HDFC Mutual Fund
Fund Manager
Anil Bamboli, Dhruv Muchhal
Key Features
Scheme description
This fund has low risk compared to hybrid or equity funds. It invests in debt instruments of public sector undertakings, public financial institiutions upto 80% of its assets and is suitable for investors with low risk profile having investment horizon of 3 years and above.
Minimum Purchase Application Amount
Rs. 100.0 (plus in multiples of Rs. 100.0)

Entry Load
Not applicable
Exit Load
Nil
Indicative Investment Horizon
5 Years and above
Asset Allocation
Fund's historical return comparison with other asset classes
Created with Highcharts 4.1.4AssetsDebtMutual FundsCash & Cash Equivalents
Fund Performance
Fund's historical return comparison with other asset classes
Created with Highcharts 4.1.4FundFD
Fund₹ 10855
FD₹ 10600
Profile
Credit Quality Porfolio (%)
Note: AAA includes A1, A includes A2, BBB includes A3.
Corporate BondsG-Sec / SDLCash & Cash EquivalentsCDsCPs80806060404020200075.65 %17.64 %2.89 %2.15 %0.95 %
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Scheme Category % of Change
month-on-month
Duration 3.49 3.21 0.05
Maturity 4.74 4.67 0.06
YTM 7.64 7.55 0
NATIONAL BANK FOR AGR...REC LIMITEDNCD INDIAN RAILWAY FIN...SMALL INDUSTRIES DEVE...POWER FINANCE CORP...7.18% GOI 2037 (14-AUG...7.57% Indian Railway Fina...7.26% Government of Ind...State Bank of India (Tier...8.1% Bajaj Housing Fin...665544332211005.17 %4.88 %4.72 %4.7 %3.88 %3.86 %3.45 %3.35 %2.97 %2.59 %
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Performance

Scheme Performance (%)

Data as on - 03-04-2025
Created with Highcharts 4.1.4ReturnsHDFC Banking and PSU Debt Fund - Growth OptionNIFTY COMPOSITE G-SEC INDEXDebt: Banking and PSUYTD1 Month3 Month6 Month1 Year3 Years5 Years10 YearsSince Launch02.557.510

Yearly Performance (%)

Created with Highcharts 4.1.4ValuesHDFC Banking and PSU Debt Fund - Growth OptionNIFTY COMPOSITE G-SEC INDEXDebt: Banking and PSU201620172018201920202021202220232024202502.557.51012.5
Investment Returns Calculator
Amount InvestedFund ValueProfitReturns
Fund120,000125,0955,0959.46
Benchmark10,00010,12612617.77
Rolling returns are the annualized returns of the scheme taken for a specified period (rolling returns period) on every day/week/month and taken till the last day of the duration. In this chart we are showing the annualized returns over the rolling returns period on every day from the start date and comparing it with the benchmark. Rolling returns is the best measure of a fund's performance. Trailing returns have a recency bias and point to point returns are specific to the period in consideration. Rolling returns, on the other hand, measures the fund's absolute and relative performance across all timescales, without bias.
Peer Comparison
Scheme Name Inception Date 1 Year Return % 2 Year Return % 3 Year Return % 5 Year Return % 10 Year Return %
HDFC Banking and PSU Debt Fund - Growth Option 03-03-2014 8.55 7.96 6.65 6.5 7.44
DSP Banking & PSU Debt Fund - Regular Plan - Growth 05-09-2013 9.0 8.31 6.84 6.54 7.32
Edelweiss Banking and PSU Debt Fund - Regular Plan - Growth Option 06-09-2013 8.84 8.07 6.51 6.71 7.57
Sundaram Banking & PSU Fund (Formerly Known as Sundaram Banking and PSU Debt Fund) Regular Plan - Growth 30-12-2004 8.73 8.0 6.5 5.84 6.73
Aditya Birla Sun Life Banking & PSU Debt Fund - Regular Plan-Growth 05-04-2008 8.71 7.97 6.73 6.66 7.57
Portfolio Analysis
Portfolio as on
Sector Allocation
Sector Allocation (%)
Portfolio Holdings
Company Allocation (%)
Sector Allocation
Portfolio Holdings